/* Import Professional Font */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@400;500;600;700;800&display=swap');

/* Reset and Global Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    --primary-color: #2563eb;
    --secondary-color: #1e40af;
    --accent-color: #3b82f6;
    --text-dark: #1e293b;
    --text-light: #64748b;
    --bg-light: #f8fafc;
    --border-color: #e2e8f0;
    --gradient-1: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    --gradient-2: linear-gradient(135deg, #2563eb 0%, #1e40af 100%);
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    line-height: 1.6;
    color: var(--text-dark);
    background-color: #ffffff;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

a {
    text-decoration: none;
    color: inherit;
    transition: all 0.3s ease;
}

/* Header Styles */
.header {
    position: sticky;
    top: 0;
    z-index: 1000;
    background: white;
    box-shadow: var(--shadow-sm);
    border-bottom: 1px solid var(--border-color);
}

.top-bar {
    background: var(--gradient-2);
    color: white;
    padding: 12px 0;
    font-size: 14px;
}

.top-bar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
}

.contact-info {
    display: flex;
    align-items: center;
    gap: 20px;
    font-weight: 500;
}

.phone-number {
    font-weight: 600;
    padding: 6px 18px;
    background: rgba(255, 255, 255, 0.15);
    border-radius: 24px;
    transition: all 0.3s ease;
    border: 1px solid rgba(255, 255, 255, 0.2);
}

.phone-number:hover {
    background: rgba(255, 255, 255, 0.25);
    transform: translateY(-1px);
}

/* Navbar */
.navbar {
    padding: 20px 0;
    background: white;
}

.navbar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.nav-brand a {
    font-size: 32px;
    font-weight: 800;
    background: var(--gradient-2);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    letter-spacing: -0.02em;
}

.nav-menu {
    display: flex;
    list-style: none;
    gap: 40px;
    align-items: center;
}

.nav-menu a {
    color: var(--text-dark);
    font-weight: 500;
    padding: 10px 0;
    position: relative;
    font-size: 15px;
    transition: color 0.3s ease;
}

.nav-menu a:hover {
    color: var(--primary-color);
}

.nav-menu a::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 3px;
    background: var(--primary-color);
    transition: width 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    border-radius: 2px;
}

.nav-menu a:hover::after {
    width: 100%;
}

.dropdown {
    position: relative;
}

.dropdown-menu {
    position: absolute;
    top: 100%;
    left: 0;
    background: white;
    box-shadow: var(--shadow-lg);
    border-radius: 12px;
    padding: 12px 0;
    min-width: 220px;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-10px);
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    list-style: none;
    border: 1px solid var(--border-color);
    margin-top: 8px;
}

.dropdown:hover .dropdown-menu {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
}

.dropdown-menu li {
    padding: 0;
}

.dropdown-menu a {
    display: block;
    padding: 12px 24px;
    color: var(--text-dark);
    font-size: 15px;
    transition: all 0.2s ease;
}

.dropdown-menu a::after {
    display: none;
}

.dropdown-menu a:hover {
    background: var(--bg-light);
    color: var(--primary-color);
    padding-left: 28px;
}

.nav-menu .cta-btn {
    background: var(--gradient-2);
    color: white !important;
    padding: 10px 24px !important;
    border-radius: 8px;
    font-weight: 600;
    box-shadow: var(--shadow-md);
    transition: all 0.3s ease;
}

.nav-menu .cta-btn::after {
    display: none;
}

.nav-menu .cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: 0 4px 15px rgba(37, 99, 235, 0.3);
}

.mobile-menu-toggle {
    display: none;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
}

.mobile-menu-toggle span {
    width: 25px;
    height: 3px;
    background: var(--text-dark);
    border-radius: 3px;
    transition: all 0.3s ease;
}

/* Hero Section */
.hero {
    background: var(--gradient-1);
    padding: 80px 0;
    text-align: center;
    color: white;
}

.hero h1 {
    font-size: 42px;
    margin-bottom: 50px;
    font-weight: 700;
}

.insurance-categories {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    max-width: 900px;
    margin: 0 auto;
}

.category-card {
    background: white;
    padding: 40px 30px;
    border-radius: 16px;
    box-shadow: var(--shadow-md);
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    text-align: center;
    border: 1px solid var(--border-color);
}

.category-card:hover {
    transform: translateY(-8px);
    box-shadow: var(--shadow-xl);
    border-color: var(--primary-color);
}

.category-card .icon {
    font-size: 48px;
    margin-bottom: 24px;
    width: 80px;
    height: 80px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-left: auto;
    margin-right: auto;
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.1) 0%, rgba(30, 64, 175, 0.1) 100%);
    border-radius: 20px;
    transition: all 0.3s ease;
}

.category-card:hover .icon {
    background: linear-gradient(135deg, rgba(37, 99, 235, 0.15) 0%, rgba(30, 64, 175, 0.15) 100%);
    transform: scale(1.05);
}

.category-card h3 {
    color: var(--text-dark);
    font-size: 22px;
}

.category-card h3 a {
    color: var(--primary-color);
}

.category-card h3 a:hover {
    color: var(--secondary-color);
}

/* Why Choose Section */
.why-choose {
    padding: 80px 0;
    background: var(--bg-light);
}

.why-choose h2 {
    text-align: center;
    font-size: 38px;
    margin-bottom: 30px;
    color: var(--text-dark);
}

.intro-text {
    text-align: center;
    max-width: 900px;
    margin: 0 auto 60px;
    font-size: 18px;
    color: var(--text-light);
    line-height: 1.8;
}

.benefits-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    margin-bottom: 40px;
}

.benefit-card {
    background: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.benefit-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.12);
}

.benefit-icon {
    font-size: 48px;
    margin-bottom: 15px;
}

.benefit-card h3 {
    font-size: 20px;
    margin-bottom: 15px;
    color: var(--primary-color);
}

.benefit-card p {
    color: var(--text-light);
    line-height: 1.7;
}

.about-us-badge {
    text-align: center;
    display: inline-block;
    background: var(--gradient-2);
    color: white;
    padding: 12px 40px;
    border-radius: 30px;
    font-weight: bold;
    font-size: 18px;
    margin: 30px auto 0;
    display: block;
    width: fit-content;
}

/* Process Section */
.process-section {
    padding: 80px 0;
    background: white;
}

.process-section h2 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.process-steps {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-bottom: 40px;
}

.step {
    text-align: center;
    padding: 30px;
    background: var(--bg-light);
    border-radius: 12px;
    transition: all 0.3s ease;
}

.step:hover {
    background: var(--gradient-2);
    color: white;
    transform: scale(1.05);
}

.step-number {
    width: 60px;
    height: 60px;
    background: var(--gradient-2);
    color: white;
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    font-weight: bold;
    margin: 0 auto 20px;
}

.step:hover .step-number {
    background: white;
    color: var(--primary-color);
}

.step p {
    font-size: 16px;
    line-height: 1.6;
}

.team-description {
    text-align: center;
    max-width: 800px;
    margin: 40px auto;
    font-size: 18px;
    color: var(--text-light);
    line-height: 1.8;
}

.enroll-btn {
    display: block;
    width: fit-content;
    margin: 0 auto;
    background: var(--gradient-2);
    color: white;
    padding: 12px 30px;
    border-radius: 8px;
    font-weight: 600;
    transition: all 0.3s ease;
    box-shadow: var(--shadow-md);
    border: none;
    cursor: pointer;
}

.enroll-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.cta-btn {
    background: var(--gradient-2);
    color: white;
    padding: 12px 30px;
    border-radius: 8px;
    font-weight: 600;
    transition: all 0.3s ease;
    box-shadow: var(--shadow-md);
    border: none;
    cursor: pointer;
}

.cta-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

/* CTA Section */
.cta-section {
    padding: 80px 0;
    background: var(--gradient-1);
    color: white;
    text-align: center;
}

.cta-section h2 {
    font-size: 38px;
    margin-bottom: 20px;
}

.cta-section h4 {
    font-size: 20px;
    font-weight: 400;
    max-width: 800px;
    margin: 0 auto 40px;
    line-height: 1.7;
}

.get-started-btn {
    display: inline-block;
    background: white;
    color: var(--primary-color);
    padding: 15px 50px;
    border-radius: 30px;
    font-size: 18px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.get-started-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.2);
}

/* Final CTA */
.final-cta {
    padding: 60px 0;
    background: var(--bg-light);
    text-align: center;
}

.final-cta h2 {
    font-size: 36px;
    margin-bottom: 30px;
    color: var(--text-dark);
}

.final-cta-btn {
    display: inline-block;
    background: var(--gradient-2);
    color: white;
    padding: 15px 50px;
    border-radius: 30px;
    font-size: 18px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.final-cta-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(37, 99, 235, 0.3);
}

/* Footer */
.footer {
    background: var(--text-dark);
    color: white;
    padding: 50px 0 30px;
}

.disclaimer {
    margin-bottom: 30px;
    padding-bottom: 30px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}

.disclaimer p {
    font-size: 14px;
    line-height: 1.8;
    color: rgba(255, 255, 255, 0.7);
    text-align: center;
}

.footer-info {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 20px;
    flex-wrap: wrap;
    gap: 20px;
}

.address {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.8);
}

.copyright {
    font-size: 14px;
    color: rgba(255, 255, 255, 0.8);
}

.footer-links {
    text-align: center;
    padding-top: 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
}

.footer-links a {
    color: rgba(255, 255, 255, 0.8);
    font-size: 14px;
    transition: color 0.3s ease;
}

.footer-links a:hover {
    color: white;
}

.footer-links span {
    margin: 0 15px;
    color: rgba(255, 255, 255, 0.4);
}

/* Page Hero */
.page-hero {
    background: var(--gradient-1);
    color: white;
    padding: 120px 0 100px;
    text-align: center;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    bottom: 0;
    background: radial-gradient(circle at 30% 50%, rgba(255,255,255,0.1) 0%, transparent 50%);
    pointer-events: none;
}

.hero h1 {
    font-size: 52px;
    margin-bottom: 24px;
    font-weight: 700;
    letter-spacing: -0.02em;
    position: relative;
}

.hero p {
    font-size: 20px;
    margin-bottom: 40px;
    opacity: 0.95;
    max-width: 700px;
    margin-left: auto;
    margin-right: auto;
    line-height: 1.7;
    position: relative;
}

/* Insurance Overview */
.insurance-overview {
    padding: 80px 0;
    background: white;
}

.overview-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.overview-text h2 {
    font-size: 36px;
    margin-bottom: 25px;
    color: var(--text-dark);
}

.overview-text p {
    font-size: 17px;
    line-height: 1.8;
    color: var(--text-light);
    margin-bottom: 20px;
}

.overview-image {
    display: flex;
    justify-content: center;
    align-items: center;
}

.image-placeholder {
    width: 300px;
    height: 300px;
    background: var(--gradient-1);
    border-radius: 20px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 120px;
    box-shadow: 0 10px 40px rgba(0, 0, 0, 0.15);
}

/* Insurance Types */
.insurance-types {
    padding: 80px 0;
    background: var(--bg-light);
}

.insurance-types h2 {
    text-align: center;
    font-size: 38px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.types-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
}

.type-card {
    background: white;
    padding: 35px;
    border-radius: 15px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.type-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.15);
}

.type-icon {
    font-size: 56px;
    margin-bottom: 20px;
}

.type-card h3 {
    font-size: 22px;
    margin-bottom: 15px;
    color: var(--primary-color);
}

.type-card p {
    color: var(--text-light);
    margin-bottom: 20px;
    line-height: 1.7;
}

.type-card ul {
    list-style: none;
    padding: 0;
}

.type-card ul li {
    padding: 8px 0;
    color: var(--text-light);
    position: relative;
    padding-left: 25px;
}

.type-card ul li::before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--success-color);
    font-weight: bold;
}

/* Blog Section */
.blog-section {
    padding: 80px 0;
    background: white;
}

.blog-section h2 {
    text-align: center;
    font-size: 38px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.blog-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 35px;
}

.blog-card {
    background: white;
    border-radius: 15px;
    overflow: hidden;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    transition: all 0.3s ease;
}

.blog-card:hover {
    transform: translateY(-8px);
    box-shadow: 0 12px 30px rgba(0, 0, 0, 0.15);
}

.blog-image {
    height: 200px;
    background: var(--gradient-1);
    display: flex;
    align-items: center;
    justify-content: center;
}

.blog-placeholder {
    font-size: 80px;
}

.blog-content {
    padding: 25px;
}

.blog-meta {
    display: flex;
    justify-content: space-between;
    margin-bottom: 15px;
    font-size: 14px;
}

.blog-category {
    background: var(--gradient-2);
    color: white;
    padding: 5px 12px;
    border-radius: 15px;
    font-weight: 600;
}

.blog-date {
    color: var(--text-light);
}

.blog-content h3 {
    font-size: 20px;
    margin-bottom: 12px;
    color: var(--text-dark);
    line-height: 1.4;
}

.blog-content p {
    color: var(--text-light);
    line-height: 1.7;
    margin-bottom: 15px;
}

.read-more {
    color: var(--primary-color);
    font-weight: 600;
    display: inline-block;
}

.read-more:hover {
    color: var(--secondary-color);
}

/* FAQ Comprehensive */
.faq-comprehensive {
    padding: 80px 0;
    background: var(--bg-light);
}

.faq-comprehensive h2 {
    text-align: center;
    font-size: 38px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.faq-category {
    margin-bottom: 50px;
}

.faq-category-title {
    font-size: 28px;
    color: var(--primary-color);
    margin-bottom: 25px;
    padding-bottom: 15px;
    border-bottom: 3px solid var(--primary-color);
}

.faq-items {
    display: grid;
    gap: 25px;
}

.faq-item-detailed {
    background: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 2px 10px rgba(0, 0, 0, 0.05);
}

.faq-item-detailed h4 {
    font-size: 20px;
    color: var(--text-dark);
    margin-bottom: 15px;
}

.faq-item-detailed p {
    color: var(--text-light);
    line-height: 1.8;
}

.faq-item-detailed strong {
    color: var(--text-dark);
}

/* Resources Section */
.resources-section {
    padding: 80px 0;
    background: white;
}

.resources-section h2 {
    text-align: center;
    font-size: 38px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.resources-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
}

.resource-card {
    background: var(--bg-light);
    padding: 35px;
    border-radius: 15px;
    text-align: center;
    transition: all 0.3s ease;
}

.resource-card:hover {
    background: var(--gradient-2);
    color: white;
    transform: translateY(-5px);
}

.resource-icon {
    font-size: 60px;
    margin-bottom: 20px;
}

.resource-card h3 {
    font-size: 22px;
    margin-bottom: 15px;
}

.resource-card p {
    margin-bottom: 20px;
    line-height: 1.6;
}

.resource-link {
    font-weight: 600;
    color: var(--primary-color);
}

.resource-card:hover .resource-link {
    color: white;
}

/* Calculator Section */
.calculator-section {
    padding: 80px 0;
    background: var(--bg-light);
    text-align: center;
}

.calculator-section h2 {
    font-size: 38px;
    margin-bottom: 20px;
    color: var(--text-dark);
}

.calculator-intro {
    font-size: 18px;
    color: var(--text-light);
    margin-bottom: 40px;
}

.calculator-factors {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 30px;
    margin-bottom: 40px;
}

.factor-item {
    background: white;
    padding: 30px;
    border-radius: 12px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
}

.factor-icon {
    font-size: 50px;
    margin-bottom: 15px;
}

.factor-item h3 {
    font-size: 20px;
    margin-bottom: 10px;
    color: var(--primary-color);
}

.factor-item p {
    color: var(--text-light);
    line-height: 1.6;
}

.calculator-cta {
    display: inline-block;
    background: var(--gradient-2);
    color: white;
    padding: 15px 40px;
    border-radius: 30px;
    font-size: 18px;
    font-weight: 600;
    transition: all 0.3s ease;
}

.calculator-cta:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(37, 99, 235, 0.3);
}

/* Health Insurance Page Styles */
.hero-health {
    background: var(--gradient-1);
    padding: 60px 0;
    text-align: center;
    color: white;
}

.hero-health h2 {
    font-size: 36px;
    margin-bottom: 40px;
}

.call-section {
    margin: 40px 0;
}

.call-section h2 {
    font-size: 28px;
    margin-bottom: 20px;
}

.call-section a {
    color: white;
    text-decoration: underline;
}

.cta-phone-btn {
    display: inline-block;
    background: black;
    color: var(--primary-color);
    padding: 15px 40px;
    border-radius: 30px;
    font-size: 24px;
    font-weight: bold;
    margin-top: 15px;
    transition: all 0.3s ease;
}

.cta-phone-btn:hover {
    transform: scale(1.05);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.3);
}

.zip-form-section {
    margin-top: 50px;
}

.zip-form-section h2 {
    font-size: 24px;
    margin-bottom: 25px;
}

.zip-form {
    display: flex;
    gap: 15px;
    justify-content: center;
    align-items: center;
    max-width: 500px;
    margin: 0 auto;
}

.zip-form input {
    flex: 1;
    padding: 15px 20px;
    border: none;
    border-radius: 5px;
    font-size: 16px;
}

.zip-form button {
    padding: 15px 30px;
    background: var(--secondary-color);
    color: white;
    border: none;
    border-radius: 5px;
    font-size: 16px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.zip-form button:hover {
    background: var(--primary-color);
    transform: translateY(-2px);
}

.secure-plan {
    padding: 60px 0;
    background: white;
    text-align: center;
}

.secure-plan h2 {
    font-size: 32px;
    color: var(--text-dark);
    margin-bottom: 20px;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}

.secure-plan p {
    font-size: 18px;
    color: var(--text-light);
    margin-bottom: 30px;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
}

.call-now-btn {
    display: inline-block;
    background: var(--gradient-2);
    color: white;
    padding: 18px 50px;
    border-radius: 30px;
    font-size: 18px;
    font-weight: bold;
    transition: all 0.3s ease;
}

.call-now-btn:hover {
    transform: translateY(-3px);
    box-shadow: 0 8px 25px rgba(37, 99, 235, 0.3);
}

.section-badge {
    display: inline-block;
    background: rgba(255, 255, 255, 0.15);
    color: white;
    padding: 10px 24px;
    border-radius: 24px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 24px;
    text-transform: uppercase;
    letter-spacing: 1.5px;
    border: 1px solid rgba(255, 255, 255, 0.2);
    backdrop-filter: blur(10px);
}

.how-it-works {
    padding: 80px 0;
    background: var(--bg-light);
}

.how-it-works h2 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 20px;
    color: var(--text-dark);
}

.how-it-works .intro-text {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 50px;
    font-size: 17px;
    color: var(--text-light);
    line-height: 1.8;
}

.steps-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 30px;
}

.step-item {
    background: white;
    padding: 35px;
    border-radius: 12px;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
    text-align: center;
}

.step-item h3 {
    font-size: 22px;
    color: var(--primary-color);
    margin-bottom: 15px;
}

.step-item p {
    color: var(--text-light);
    line-height: 1.7;
}

.about-us-section {
    padding: 80px 0;
    background: white;
}

.about-us-section h2 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 25px;
    color: var(--text-dark);
}

.team-intro {
    text-align: center;
    max-width: 800px;
    margin: 0 auto 40px;
    font-size: 17px;
    color: var(--text-light);
    line-height: 1.8;
}

.we-offer {
    max-width: 900px;
    margin: 0 auto;
}

.we-offer p {
    font-size: 18px;
    font-weight: 600;
    color: var(--text-dark);
    margin-bottom: 20px;
}

.offer-list {
    list-style: none;
    padding: 0;
}

.offer-list li {
    padding: 15px 0;
    padding-left: 35px;
    position: relative;
    color: var(--text-light);
    font-size: 16px;
    line-height: 1.7;
    border-bottom: 1px solid var(--border-color);
}

.offer-list li:before {
    content: '✓';
    position: absolute;
    left: 0;
    color: var(--success-color);
    font-weight: bold;
    font-size: 20px;
}

.get-right-plan {
    padding: 60px 0;
    background: var(--bg-light);
    text-align: center;
}

.get-right-plan h2 {
    font-size: 32px;
    color: var(--text-dark);
    margin-bottom: 20px;
}

.get-right-plan p {
    font-size: 17px;
    color: var(--text-light);
    max-width: 800px;
    margin: 0 auto 30px;
    line-height: 1.8;
}

.testimonials-section {
    padding: 80px 0;
    background: white;
    text-align: center;
}

.testimonials-section h2 {
    font-size: 36px;
    color: var(--text-dark);
}

/* Auto Insurance Page Styles */
.hero-auto {
    background: var(--gradient-2);
    padding: 60px 0;
    text-align: center;
    color: white;
}

.hero-auto h2 {
    font-size: 38px;
    margin-bottom: 20px;
}

.hero-subtext {
    font-size: 18px;
    max-width: 700px;
    margin: 0 auto 30px;
    line-height: 1.6;
}

.call-box {
    background: rgba(255, 255, 255, 0.15);
    padding: 25px;
    border-radius: 15px;
    max-width: 400px;
    margin: 0 auto;
}

.call-box p {
    font-size: 20px;
    margin-bottom: 15px;
    font-weight: 600;
}

.alert-section {
    padding: 60px 0;
    background: #fff3cd;
    text-align: center;
}

.alert-section h2 {
    font-size: 28px;
    color: #856404;
    margin-bottom: 25px;
    max-width: 900px;
    margin-left: auto;
    margin-right: auto;
}

.why-change {
    padding: 80px 0;
    background: white;
}

.why-change h2 {
    text-align: center;
    font-size: 36px;
    margin-bottom: 50px;
    color: var(--text-dark);
}

.reasons-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
}

.reason-card {
    background: var(--bg-light);
    padding: 35px;
    border-radius: 12px;
    transition: all 0.3s ease;
}

.reason-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 8px 25px rgba(0, 0, 0, 0.1);
}

.reason-card h3 {
    font-size: 24px;
    color: var(--primary-color);
    margin-bottom: 15px;
}

.reason-card p {
    color: var(--text-light);
    line-height: 1.7;
}

.form-section {
    padding: 80px 0;
    background: var(--bg-light);
    text-align: center;
}

.form-section h2 {
    font-size: 32px;
    color: var(--text-dark);
    margin-bottom: 15px;
}

.form-subtitle {
    font-size: 18px;
    font-weight: bold;
    color: var(--primary-color);
    margin-bottom: 40px;
}

.form-cta {
    background: var(--gradient-2);
    color: white;
    padding: 20px 40px;
    border-radius: 10px;
    display: inline-block;
    font-size: 18px;
    font-weight: bold;
}

.embedded-form-wrapper {
    max-width: 900px;
    margin: 40px auto;
    background: white;
    padding: 50px;
    border-radius: 16px;
    box-shadow: var(--shadow-xl);
    border: 1px solid var(--border-color);
}

.auto-insurance-form {
    max-width: 900px;
    margin: 0 auto;
    background: white;
    padding: 50px;
    border-radius: 16px;
    box-shadow: var(--shadow-xl);
    border: 1px solid var(--border-color);
}

.auto-insurance-form input,
.auto-insurance-form select {
    width: 100%;
    padding: 18px 20px;
    border: 2px solid var(--border-color);
    border-radius: 8px;
    font-size: 17px;
    background: white;
}

.auto-insurance-form input:focus,
.auto-insurance-form select:focus {
    outline: none;
    border-color: var(--primary-color);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.auto-insurance-form .submit-btn {
    margin-top: 20px;
    font-size: 20px;
    padding: 20px;
}

.form-disclaimer {
    margin-top: 20px;
    font-size: 12px;
    color: var(--text-light);
    line-height: 1.6;
    text-align: center;
}

/* Life Insurance Page Styles */
.hero-life {
    background: var(--gradient-1);
    padding: 60px 0;
    text-align: center;
    color: white;
}

.hero-life h2 {
    font-size: 36px;
    margin-bottom: 30px;
}

.life-form-section {
    padding: 80px 0;
    background: white;
}

.life-form-section h2 {
    text-align: center;
    font-size: 32px;
    color: var(--text-dark);
    margin-bottom: 40px;
}

.life-insurance-form {
    max-width: 700px;
    margin: 0 auto;
    background: var(--bg-light);
    padding: 40px;
    border-radius: 15px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}

.life-insurance-form input,
.life-insurance-form select {
    width: 100%;
    padding: 15px;
    border: 1px solid var(--border-color);
    border-radius: 8px;
    font-size: 16px;
    background: white;
}

.life-insurance-form input:focus,
.life-insurance-form select:focus {
    outline: none;
    border-color: var(--primary-color);
}

.submit-btn {
    width: 100%;
    background: var(--gradient-2);
    color: white;
    padding: 18px 24px;
    border: none;
    border-radius: 12px;
    font-size: 18px;
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
    box-shadow: var(--shadow-md);
    letter-spacing: 0.02em;
}

.submit-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.submit-btn:active {
    transform: translateY(0);
}

.life-benefits {
    padding: 60px 0;
    background: var(--bg-light);
}

.benefits-row {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
    gap: 30px;
    max-width: 900px;
    margin: 0 auto;
}

.benefit-box {
    background: white;
    padding: 40px;
    border-radius: 12px;
    text-align: center;
    box-shadow: 0 4px 15px rgba(0, 0, 0, 0.08);
}

.benefit-box h3 {
    font-size: 24px;
    color: var(--primary-color);
    margin-bottom: 15px;
}

.benefit-box p {
    color: var(--text-light);
    line-height: 1.7;
}

/* Legal Content */
.legal-content {
    padding: 80px 0;
    background: white;
}

.legal-text {
    max-width: 900px;
    margin: 0 auto;
}

.legal-text h2 {
    font-size: 28px;
    color: var(--primary-color);
    margin-top: 40px;
    margin-bottom: 20px;
    padding-top: 20px;
    border-top: 2px solid var(--border-color);
}

.legal-text h2:first-child {
    margin-top: 0;
    padding-top: 0;
    border-top: none;
}

.legal-text h3 {
    font-size: 22px;
    color: var(--text-dark);
    margin-top: 25px;
    margin-bottom: 15px;
}

.legal-text p {
    font-size: 16px;
    line-height: 1.8;
    color: var(--text-light);
    margin-bottom: 20px;
}

.legal-text ul {
    margin: 20px 0;
    padding-left: 40px;
}

.legal-text ul li {
    font-size: 16px;
    line-height: 1.8;
    color: var(--text-light);
    margin-bottom: 10px;
}

.legal-text strong {
    color: var(--text-dark);
    font-weight: 600;
}

/* Responsive Design */
@media (max-width: 768px) {
    .mobile-menu-toggle {
        display: flex;
    }
    
    .nav-menu {
        position: absolute;
        top: 100%;
        left: 0;
        right: 0;
        background: white;
        flex-direction: column;
        padding: 20px;
        box-shadow: 0 4px 20px rgba(0, 0, 0, 0.1);
        display: none;
    }
    
    .nav-menu.active {
        display: flex;
    }
    
    .dropdown-menu {
        position: static;
        opacity: 1;
        visibility: visible;
        transform: none;
        box-shadow: none;
        padding-left: 20px;
        display: none;
    }
    
    .dropdown.active .dropdown-menu {
        display: block;
    }
    
    .hero h1 {
        font-size: 32px;
    }
    
    .insurance-categories {
        grid-template-columns: 1fr;
    }
    
    .why-choose h2,
    .process-section h2,
    .cta-section h2,
    .final-cta h2 {
        font-size: 28px;
    }
    
    .benefits-grid,
    .process-steps {
        grid-template-columns: 1fr;
    }
    
    .footer-info {
        flex-direction: column;
        text-align: center;
    }
    
    .top-bar .container {
        flex-direction: column;
        gap: 10px;
        text-align: center;
    }
    
    .page-hero h1 {
        font-size: 32px;
    }
    
    .page-hero p {
        font-size: 16px;
    }
    
    .overview-content {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    
    .image-placeholder {
        width: 200px;
        height: 200px;
        font-size: 80px;
    }
    
    .types-grid {
        grid-template-columns: 1fr;
    }
    
    .blog-grid {
        grid-template-columns: 1fr;
    }
    
    .resources-grid {
        grid-template-columns: 1fr;
    }
    
    .calculator-factors {
        grid-template-columns: 1fr;
    }
    
    .zip-form {
        flex-direction: column;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .steps-grid {
        grid-template-columns: 1fr;
    }
    
    .reasons-grid {
        grid-template-columns: 1fr;
    }
    
    .benefits-row {
        grid-template-columns: 1fr;
    }
    
    .hero-health h2,
    .hero-auto h2,
    .hero-life h2 {
        font-size: 28px;
    }
    
    .call-section h2 {
        font-size: 22px;
    }
    
    .cta-phone-btn {
        font-size: 20px;
        padding: 12px 30px;
    }
}

@media (max-width: 480px) {
    .hero h1 {
        font-size: 24px;
    }
    
    .category-card .icon {
        font-size: 48px;
    }
    
    .category-card h3 {
        font-size: 18px;
    }
    
    .benefit-card h3 {
        font-size: 18px;
    }
    
    .enroll-btn,
    .get-started-btn,
    .final-cta-btn {
        padding: 12px 30px;
        font-size: 16px;
    }
}